Financial Policies - Berkeley, CA

We'll Work Hard To Maximize Your Insurance Benefits

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Insurance Information

Our insurance coordinators deal with many different insurance companies. Some companies offer many different dental and medical plans. These companies can change benefits, co-pays, and deductibles many times throughout the year. We do our best to provide you with accurate coverage estimates based on information available to us. At times, it is almost impossible to accurately estimate a patient’s insurance co-payment. Many insurance companies will not give out fees until after the treatment is completed. Dealing with these companies can be difficult and time consuming. As a courtesy, we ask that you keep us informed of any change to your insurance. It is important that all information about you and your insurance is current.
Although we will gladly file a claim on your behalf, you may wish to submit the claim yourself. In general, insurers process claims filed directly by patients faster than those filed by the service providers (dental offices).
Further, most dental insurance policies are limited and often only pay for a portion of the procedure(s) that may need to be done.

Dental Insurance

The majority of dental plans reimburse approximately 30-80 percent of treatment costs. With this in mind, we ask that your co-payment be paid at the time of treatment. The co-payment for many Delta Dental plans can be as low as 20%, and up to 50% for other Non-Delta Plans.

Medicare does not cover any benefits for the treatment done in our office.

As a courtesy to our patients with dental benefit plans, we will submit necessary claim forms, receipts, and other information to your insurance company.
Upon receipt of an insurance payment, any balance due will be billed to you. If you have deposited an excessive co-payment, it will be refunded to you.

For single-visit procedures, our policy is that payment is due in full at the time of service. For your convenience we accept cash, checks, money orders, and credit card payment (MasterCard, Visa, and Discover).

While we will not need to treat periodontal disease or extract teeth, bone loss may necessitate a bone graft prior to implant placement if all teeth have been missing for some time.

Multiple Visit Payment Options

Option 1:
Full Payment at Time of Service by Check or Cash

2 percent fee reduction for payment before treatment is rendered. Selection of this option gives you the maximum savings on the cost of your treatment plan because the billing expenses we save are passed onto you in the form of a 2 percent discount. Your Treatment Coordinator will provide you with specific details.

Option 2:
Open Account Payment Plan

Treatment fees divided into two or three equal credit card payments. For those individuals desiring a more flexible payment plan, the open account plan may be the best choice. This plan allows for three equal payments to be paid out over a period of three months by credit card authorization. The first payment of one-third is due at the time of treatment, the second payment is due one month after treatment, and the third and final payment is due two months after treatment.

Option 3:
Outside Financing

For those who would prefer an extended payment plan. We offer CareCredit treatment financing that can provide you with a very affordable payment plan that may spread out your treatment costs over 24 months. For your convenience, payments may be made with cash, personal check, and bank draft. Discover, Visa, ATM Card, or MasterCard. If you have any problems or questions, please ask our staff. They are well informed and up-to-date. They can be reached by phone at (510) 423-0748. Please call if you have any questions or concerns regarding your initial visit.

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